Our Mission

We believe that insurance should be a fundamental right, not a privilege. By harnessing the power of blockchain and smart contracts, we're creating a new generation of insurance products that eliminate intermediaries, reduce costs, and automate claims processing.

Our goal is to protect individuals and businesses from the unique risks of the digital economy while providing innovative coverage for traditional real-world risks - all on a single, transparent platform.

Our Core Values

Trust & Transparency

We believe in radical transparency. All our insurance products are built on public blockchains with open-source code, verifiable data sources, and transparent pricing models.

Community Driven

Our stakeholders are our community. We design products based on real needs, involve our users in governance decisions, and prioritize long-term sustainability over short-term gains.

Innovation First

We're committed to pushing the boundaries of what's possible in insurance, constantly researching and developing new risk transfer mechanisms for emerging technologies and markets.

Risk Management

Responsible risk management is at the core of our business. We use sophisticated risk models, maintain adequate capital reserves, and implement robust security practices.

Global Access

Insurance should be accessible to everyone, everywhere. We design our products to be globally available, affordable, and inclusive regardless of geography or economic status.

Regulatory Compliance

We're committed to working within regulatory frameworks while advocating for sensible regulation that embraces innovation and protects consumers in the digital age.

Our Leadership Team

Mike Xiong

Founder & CEO

As DefiLean's founder and CEO, Mike leverages his full stack development expertise and industry experience gained at a digital asset compliance startup and a major crypto news agency. Beyond DefiLean, he manages Hash Financials, a fund focused on investing in digital assets with meaningful technological impact.

John Xiao

Chief Community Officer

As a savvy crypto investor who 100x'd his portfolio, John brings his strategic vision and community-building expertise to DefiLean. He excels at identifying high-growth opportunities and fostering engaged user communities in the decentralized finance space.

Our Journey

2025

Foundation

DefiLean was founded with the vision of bringing decentralized insurance solutions to both crypto and real-world markets.